Affiliate Disclosure

Last Updated: March 2026

How LoansNear.me Makes Money

LoansNear.me is a free resource for consumers looking for personal loans, auto loans, and debt consolidation options. We are committed to providing honest, unbiased information to help you make informed financial decisions.

To keep this site free, we may receive compensation when you click on links to our lending partners and/or submit an application. This compensation may impact which lenders we feature and the order in which they appear on our site. However, this does not influence our reviews, recommendations, or the advice we provide.

Our Lending Partners

LoansNear.me works with a network of trusted lending partners including, but not limited to:

• OneMain Financial
• LendingTree
• Upstart
• LightStream (Truist Bank)
• Lending Club

When you click a link to one of these partners and complete an action (such as submitting a loan application), we may earn a referral fee. This is at no additional cost to you — the rates and terms you receive are the same whether you apply through our site or go directly to the lender.

Our Commitment to You

• Honesty First — We only recommend lenders we believe provide genuine value to borrowers
• No Hidden Fees — We never charge you anything. Our service is 100% free
• Unbiased Information — Compensation does not influence our reviews or ratings
• Transparency — We clearly identify affiliate links on our site

FTC Compliance

In accordance with the Federal Trade Commission (FTC) guidelines, we disclose that some of the links on this website are affiliate links. This means we may receive a commission at no extra cost to you if you click through and make a purchase or submit an application.

We are committed to complying with the FTC’s endorsement guidelines and will always provide honest opinions, findings, and experiences regarding the products and services we recommend.

Not Financial Advice

The information on LoansNear.me is for educational and informational purposes only and should not be considered financial advice. We encourage you to consult with a qualified financial professional before making any borrowing decisions. Loan terms, rates, and availability are subject to change and may vary based on your creditworthiness and other factors.

Questions?

If you have any questions about our affiliate relationships or how we make money, please contact us. We’re happy to provide additional information.

Thank you for supporting LoansNear.me by using our links. Your trust is our most valuable asset.