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Find Your Loan

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#1 Lending Advocate Coast to Coast

Find the Right Loan.
Right Now.

We connect you with trusted lenders who match your needs. Get a personal recommendation in under 2 minutes.

5 Vetted Lenders
100% Free & Confidential
1,900+ Walk-In Locations

What type of loan do you need?

Select the option that best fits your situation

💲 Personal Loan

Need cash for a vacation, wedding, home improvement, or unexpected expense? Personal loans give you a lump sum with fixed monthly payments — no surprises.

  • Amounts: $1,000 – $100,000
  • Terms: 12 – 144 months
  • Fixed rates available
Best options: OneMain (walk-in friendly) · Upstart (AI-powered rates) · LightStream (lowest rates)

🚗 Auto Loan

Looking to purchase a vehicle or refinance your current auto loan? Our lender partners offer competitive rates on new and used car financing.

  • New and used vehicle financing
  • Refinancing available
  • Secured by your vehicle
Best options: LightStream (purpose-specific low rates) · OneMain (secured loans)

📊 Debt Consolidation

Combine multiple debts into a single monthly payment with a potentially lower interest rate. Simplify your finances and get debt-free faster.

  • Combine credit cards, medical bills, and more
  • One monthly payment
  • Lower interest rate possible
Best options: Lending Club (direct creditor payment) · LendingTree (compare multiple offers)

🏠 Home Improvement

Finance your renovation, remodel, or repair project. No equity required — unsecured personal loans can fund home improvements without putting your house on the line.

  • No home equity required
  • Fund any home project
  • Fixed monthly payments
Best options: LightStream (specialized home improvement rates) · Lending Club (up to $60K)

⚡ Emergency & Quick Funding

Unexpected expense? Medical bill? Life happens. Our lender partners offer same-day and next-day funding to get you the money you need fast.

  • Same-day funding available
  • Medical expenses covered
  • Quick application process
Best options: OneMain (same-day funding) · Upstart (fast approval)

🔍 Not Sure? Compare All Options

Don’t know which lender is right for you? Use a lending marketplace to get multiple offers at once and choose the best deal.

  • One application, multiple offers
  • Free to compare
  • All credit types welcome
Best option: LendingTree (compare all options at once)

How Would You
Like to Proceed?

Choose the path that fits you best

I’ll Pick My Own

Show me all the lenders. I’ll compare the info and choose for myself — no fluff, no screening needed.

Quick Self-Screen

Check each item that applies to you

I am 18 years or older

Lenders require proof of identity

I am a US Resident

Proof of current address will be required by the lender

I have a source of income

You’ll submit proof of income with your lender

My credit score is 515 or higher

A credit pull will happen when you apply with the lender

No repossessions, foreclosures, or bankruptcy in the last 2 years

Major derogatory marks may affect eligibility

My credit accounts are current (not delinquent)

Lenders like to see you’re up to date on payments

This is a self-screen only — we don’t pull your credit or share your information. It simply helps you apply with confidence knowing you meet the basic requirements.

🎉

Great News — You Qualify!

Based on your self-screen, you meet the basic requirements for your personal loan. Tell them Loans Near Me sent you!

Want to decide for yourself?

Browse all our lenders, compare info, and pick the one that’s right for you. Tell them Loans Near Me sent you!

Our Lenders

Here’s everyone in our network for personal loans. Read the details, compare, and pick the one that works for you. Tell them Loans Near Me sent you!

Not sure which one? We can help narrow it down.

📋

Your LOR Was Not Approved

Based on your answers, you didn’t meet all the basic requirements for our recommendation. That’s okay — allow us to be honest, upfront, and transparent.

What This Means

Our recommendation requires meeting all the basic criteria that most lenders look for. Since you didn’t check all the boxes, we weren’t able to approve your Letter of Recommendation at this time.

But Don’t Give Up

The good news is one of the companies we work with has authorized us to send everyone through regardless of their situation.

Just Decide For Me